Risk Management
Investors must take risk to generate returns. Deciding how much risk to take, which risks to take, and monitoring those risks is extremely important.
Our aim is to create diversified portfolios that earn favorable investment returns while reducing volatility and risk according to the parameters of each client's chosen investment model.
We work to achieve strong performance over multiple market cycles, relying on the application of a proven investment process that is consistently applied.
We adhere to an investment philosophy that values both vision and discipline and favors a buy and hold investment approach. We do not believe that long-term goals can be met by chasing short-term results. Instead, we focus on the larger picture while remaining mindful of the current environment.
A research-driven model.
Our investment philosophy is built on time-tested academic research into the behavior of financial markets and investors — financial science. Client portfolios are carefully designed to build long-term value through broad diversification, efficient allocation and tax-efficient strategies. It's a consistent, objective approach. We don't play the guessing game.
Sticking with a trusted, experienced advisor can provide clarity and confidence through the ups and downs, and help you maximize opportunities for the future.
Our investment philosophy
We build portfolios based on the science of capital markets using these academic investment principles:
Broad Diversification
A plan that is strategically balanced among domestic and foreign stocks, bonds, cash, and other investments reduces the risk of drastic changes in the value of your investments while giving your portfolio ample opportunity for growth. Diversification can improve your odds of holding the best performers and frees you from the guessing game. 1
Tax Awareness
Taxes can take a big bite out of your investment returns. Effective asset location, tax-loss harvesting strategies and a low-turnover approach can help boost your bottom line and keep more of what you earn.
Cost Efficiency
Excessive fees can drag down investment growth over the long term. Studies have shown that funds with lower fees have been better predictors of higher long-term returns than funds with higher fees or a fund-rating system. 2
1Diversification does not eliminate the risk of loss.
2Russel Kinnel. "How Expense Ratios and Star Ratings Predict Success" — Aug. 2010.
19yrs
of experience in investment advisory area
280+
advisory client relationships
$300m
total client assets under our management