Replace Income
First, you should be able to replace your income for a short period of timein the event of job loss or a loss of investment income. A good rule of thumb is to have enough on hand to replace your income for three to six months.
The Feature List element allows to display a list of features arranged as numbered or unnumbered content boxes.
The element can be set up in 2 columns or single column list. Check out all the options available.
Feature List
numeric, 2 columns, secondary/primary/extra color
Emergency Allowance
Second, you should make allowance for emergencies that may occur, such as a catastrophic illness or an accident.
Upcoming Expenses
And third, you should have some cash on hand for upcoming large expenses, such as a wedding or an extended vacation.
The Forth List Item
Accusantium et dolore que veritatis architecto, eaque ipsa quae ab veritatis perspiciatis in porta felis euismod semper.
Feature List
numeric, 1 column, secondary color, long description
Healthcare Documents
- Living Will— provides specific instructions about your medical care if you become incapacitated and unable to communicate.
- Power of Attorney— authorizes someone to handle legal and financial decisions when you become incapacitated.
- Durable Power of Attorney for Healthcare— authorizes someone to make decisions for healthcare on your behalf. And, like the living will and the power of attorney, it does not need to go through any additional legal proceedings.
Financial Documents
- Joint Ownership— a way of holding title to property. It's useful because if one of the partners dies, the other can assume ownership without the property having to go through probate.
- Durable Power of Attorney— allows you to appoint a person or organization to take care of your financial affairs when you are unable to do so.
- Living Trust— a trust created while you are still alive. Living trusts go into effect when the trust documents are signed and the trust is funded — that is, when you've transferred assets into it.
Feature List
numeric, 1 column, primary color
People who are serious
about using their financial resources to seek identified goals.
People who would like professional help
in making intelligent financial decisions and in taking appropriate action and who are capable of working in partnership with an advisor toward the pursuit of their financial goals.
People who will communicate honestly
their feelings about whether the professional relationship is meeting their expectations, and if not, whether adjustments can be made that allow the relationship to work effectively.
Feature List
dot marker, secondary color
Achieve your goals and become financially secure
Design a plan that saves and helps your money grow. Protect your wealth and look forward to the future with confidence.
Get a better work-life balance
Achieve the freedom to work because you want to, not because you have to.
Become debt free
Pay off your home loan and other borrowings faster — and make debt work for you, not the other way around.
Invest for your kids' future
Make sure you can give your kids the best possible start in life.
Feature List
check marker, 2 columns, secondary/primary color
Achieve your goals
Design a plan that saves and helps your money grow, so you can reach your goals.
Become financially secure
Grow and protect your wealth and look forward to the future with confidence.
Get a better work-life balance
Achieve the freedom to work because you want to, not because you have to.
Become debt free
Pay off your home loan and other borrowings faster — and make debt work for you, not the other way around.
Invest for your kids' future
Make sure you can give your kids the best possible start in life.
Discuss strategies to reduce tax
Use legitimate strategies to reduce tax payments.
Feature List
arrow marker, 2 columns, extra/primary color
Risk Management
Investors must take risk to generate returns. Deciding how much risk to take, which risks to take, and monitoring those risks is extremely important.
Broad Diversification
A plan that is strategically balanced among domestic and foreign stocks, bonds, cash, and other investments reduces the risk of drastic changes in the value of your investments while giving your portfolio ample opportunity for growth.
Tax Awareness
Taxes can take a big bite out of your investment returns. Effective asset location, tax-loss harvesting strategies and a low-turnover approach can help boost your bottom line and keep more of what you earn.
Cost Efficiency
Excessive fees can drag down investment growth over the long term. Studies have shown that funds with lower fees have been better predictors of higher long-term returns than funds with higher fees or a fund-rating system.
No matter what stage of your financial life your are in, we can help you make the most of what you have!